Free Credit Report Freeze Letter PDF Template

What a credit freeze does

A freeze restricts new creditors from pulling your report, which helps prevent fraudulent accounts. It does not impact your credit score and can be lifted temporarily when you apply for credit.

When to consider freezing your report

• After identity theft or data breaches.
• When you see suspicious activity on existing accounts.
• If you want preventive protection before major applications.

Information bureaus need

• Your full name, address, date of birth, and last four of SSN.
• Contact details and whether you want the freeze at Experian, Equifax, TransUnion, or all three.
• Any notes about identity theft, police reports, or FTC reports.

How to use the CourtPDF freeze letter tool

1. Enter your identity details and the last four digits of your SSN.
2. Select the bureaus to freeze and note any reason or incident details.
3. Download a PDF with a separate letter for each selected bureau.
4. Mail the letters and monitor for written confirmation of the freeze.

After sending your freeze letters

• Watch for confirmation from each bureau and store the PIN or credentials they provide.
• Consider adding fraud alerts or credit monitoring if identity theft occurred.
• Keep copies of your letters and proof of mailing for your records.