- Debt Validation Request Letter PDF
Request validation, itemization, and written contact only for a collection account.
- Debt Validation Deadline Tracker PDF
Track first notices, validation mailings, and collector responses with dates and methods.
- Debt Validation Response Tracking Log PDF
Log collector responses, missing items, and next steps after a validation request.
- Garnishment Objection Letter PDF
Explain why a garnishment amount is wrong or causes hardship.
- Garnishment Hardship Claim Log PDF
Log hardship claim filings, hearings, documents submitted, and outcomes for a garnishment case.
- Debt Settlement Offer Tracker PDF
Log creditors, balances, settlement offers, and responses in one negotiation tracker.
- Private Student Loan Settlement Log PDF
Record calls, portal messages, and offers for private student loan settlements.
- Charge-Off Settlement Tracker PDF
Log charged-off accounts with balances, offers, and statuses for disputes or negotiations.
- Debt Settlement Agreement PDF
Capture creditor, debtor, payment terms, and releases in a printable settlement agreement.
- Pay-for-Delete Settlement Offer Letter PDF
Offer a settlement conditioned on tradeline deletion with signature and certified-mail details.
- Credit Bureau Dispute Letter PDF
Send a structured dispute letter with a table of inaccuracies and attachments checklist.
- Wage Garnishment Objection Letter PDF
Object to a garnishment with case details, hardship reasons, and requested relief.
- Debt Collection Call Log PDF
Record collector calls with statements, threats, and jurisdiction details.
- Foreclosure Communication Log PDF
Track servicer calls, letters, and portal messages during foreclosure.
- Credit Card Debt Snowball Tracker PDF
Sort cards by balance or APR and log minimum and target payments for each one.
- Credit Card Late Fee Dispute Log
Log unfair late fees with bank reasons, your position, and call/chat outcomes.
